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Indicators · Digital and financial inclusion

Adults without an account

Estimated number of adults with no bank or mobile money account.

Why it matters

The size of the unserved market for fintech, savings, credit and insurance products.

Read with care

Derived from survey data and population estimates.

Source

dotzedw

people. 48 African countries, 2011 to 2024.

Unbanked adults: highest in DRC, lowest in Mauritius

Adults without an account, people. Latest year available, mostly 2024. 15 of 16 countries have data.

470k
2m
7m
11m
No data
Loading map…
Source: dotzedw· Get the data (Professional)·dotzedw Insights Centre

Ranked: unbanked adultsiWhy it mattersThe size of the unserved market for fintech, savings, credit and insurance products.

Click a country to highlight it.

010m20m30m40mDRC35.8mTanzania15.8mMadagascar14.7mAngola10.5m (2014)South Africa9.0mMozambique8.8mMalawi6.4mZimbabwe5.0mZambia3.4mBotswana660kLesotho588kNamibia517kComoros297kEswatini289kMauritius110kmedian 5.0m
dotzedw Insights Centre
How spread out SADC is
Median 5.0mLog scaleLowest: Mauritius 110kHighest: DRC 35.8m

Over time

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Adults without an account against income per person

Each bubble is a SADC country, sized by population. Dashed lines mark the SADC medians. Countries far from the pattern are worth a closer look.

0.010.0m20.0m30.0m40.0m$1,000$3,000$10kGDP per person, US$ (log scale)Unbanked adultsDRCTanzaniaSouth AfricaAngolaMozambiqueMadagascarMalawiZambia
Source: dotzedw, World Bank·dotzedw Insights Centre

Table

The same figures as the map, for screen readers and copying.
RankCountryValueYearFive-year changeGradeDetails
1DRC35.8m2024up 2% since 2017C
2Tanzania15.8m2024down 5% since 2017C
3Madagascar14.7m2024up 13% since 2017C
4Angola10.5m2014up 30% since 2011C
5South Africa9.0m2024down 30% since 2017C
6Mozambique8.8m2024down 2% since 2017C
7Malawi6.4m2024down 4% since 2017C
8Zimbabwe5.0m2024up 32% since 2017C
9Zambia3.4m2024down 35% since 2017C
10Botswana660k2024down 10% since 2017C
11Lesotho588k2024down 21% since 2017C
12Namibia517k2024up 68% since 2017C
13Comoros297k2024down 4% since 2011C
14Eswatini289k2024down 41% since 2011C
15Mauritius110k2024up 5% since 2017C
–SeychellesNo recent data